1 Definitions
In these Terms and Conditions, the following definitions apply unless the context requires otherwise:
- "92glo" or "the Platform" refers to the online casino and sports betting service operated at 92glo.net and all associated subdomains, mobile interfaces, and account management portals.
- "Operator" refers to the internationally licensed entity that owns and operates the 92glo platform.
- "User," "Player," "Account Holder," or "you" refers to any individual who has registered or is in the process of registering an account on the 92glo platform.
- "Account" means the personal 92glo account created by a user upon successful completion of the registration and KYC verification process.
- "Real Money Balance" means the total PKR funds held in a user's 92glo wallet that are available for wagering or withdrawal.
- "Bonus Balance" means promotional credits, free spins, or other bonus-type funds held separately from the real money balance and subject to wagering requirements before withdrawal.
- "KYC" refers to the Know Your Customer identity and age verification procedure required before a user may make deposits, withdrawals, or participate in real-money play on 92glo.
- "PKR" refers to the Pakistani Rupee, the official currency in which all 92glo transactions are denominated.
- "Wager" or "Bet" means any real-money stake placed by a user on a casino game, sports event, or other wagering product available on the 92glo platform.
2 Acceptance of Terms
By accessing the 92glo platform, creating an account, logging in via the 92glo Login portal, or placing any wager, you confirm that you have read these Terms and Conditions in their entirety and that you accept them unconditionally. These Terms form a legally binding agreement between you and 92glo.
Your acceptance of these Terms also constitutes your acceptance of 92glo's Privacy Policy and Responsible Gambling Policy, both of which are incorporated herein by reference. If you do not accept any part of these Terms, you must cease all use of the platform immediately and close your account.
Note: These Terms and Conditions are subject to change. Continued use of the 92glo platform after any amendment constitutes acceptance of the revised terms. Please review this page periodically.
3 Eligibility
Use of the 92glo platform is restricted to eligible individuals who satisfy all of the following criteria at the time of registration and on an ongoing basis throughout their use of the platform:
- You are at least 21 years of age. This age restriction is strictly enforced and is verified through mandatory KYC document submission. Attempting to circumvent this age restriction is a serious violation of these Terms and will result in immediate account termination and forfeiture of all balances.
- You are accessing the platform as an individual for personal entertainment purposes and not as an agent or representative acting on behalf of another person.
- You are not a current employee, director, officer, consultant, or contractor of 92glo or any affiliated entity, nor are you a close family member of any such person, unless explicitly authorised in writing.
- You are not located in a jurisdiction where online gambling is prohibited under applicable national or local law. It is the user's sole responsibility to determine whether accessing 92glo is lawful in their jurisdiction.
- You have not previously been self-excluded from 92glo or had your account suspended for violations of these Terms.
Age Restriction: 92glo strictly prohibits use of the platform by any person under the age of 21. This is a non-negotiable policy. Any account found to be operated by an underage individual will be immediately closed and all funds forfeited in accordance with applicable anti-money laundering and licensing obligations.
4 Account Registration
To access real-money features of the 92glo platform, users must create an account by completing the registration process. The following conditions apply to all account registrations:
- One account per person: Each individual is permitted to hold only one 92glo account. Creating multiple accounts to circumvent bonuses, limits, or suspensions is strictly prohibited and will result in the closure of all associated accounts and forfeiture of all balances.
- Accurate information: All information provided during registration — including full legal name, date of birth, residential address, and contact details — must be accurate, complete, and current. Providing false information constitutes a material breach of these Terms.
- Account security: You are solely responsible for maintaining the confidentiality of your 92glo Login credentials, including your password and any two-factor authentication codes. You must not share your credentials with any third party.
- Notification of unauthorised access: If you suspect that your account has been accessed without authorisation, you must notify 92glo support immediately via live chat or email at [email protected].
- Account non-transferability: 92glo accounts are personal and non-transferable. You may not sell, transfer, or assign your account or any balance therein to any other person.
5 KYC Identity Verification
92glo operates under an international gaming license which mandates Know Your Customer (KYC) identity verification for all account holders prior to the processing of real-money deposits, withdrawals, or the activation of bonus promotions. KYC verification is a non-optional requirement for full platform access.
Users are required to submit clear, legible copies of the following documents when prompted:
- Proof of Identity: A valid government-issued photo ID — such as a Pakistani CNIC (Computerised National Identity Card), passport, or driver's licence.
- Proof of Age: The document submitted for proof of identity must clearly show your date of birth confirming you are 21 years of age or older.
- Proof of Address: A recent utility bill, bank statement, or official correspondence dated within the past 90 days showing your name and current residential address.
- Payment Method Verification: 92glo may request confirmation of the payment method used for deposits, which may include a screenshot of the relevant JazzCash, EasyPaisa, or bank account registered in the same name as the 92glo account.
92glo reserves the right to request additional documentation at any time where required by its licensing obligations or internal risk management procedures. Failure to provide requested documentation within a reasonable timeframe will result in account restriction until compliance is achieved.
6 Deposits, Withdrawals & Payment Processing
All financial transactions on the 92glo platform are conducted in Pakistani Rupees (PKR). The following conditions govern all deposits and withdrawals:
Deposits:
- Minimum deposit amount: Rs 500.
- Accepted deposit methods: JazzCash, EasyPaisa, HBL Bank Transfer, UBL Bank Transfer, and Meezan Bank Transfer.
- Deposits via JazzCash and EasyPaisa are typically credited to your 92glo balance within seconds of a confirmed transaction. Bank transfers may take up to one business day depending on the processing schedule of your financial institution.
- 92glo does not accept deposits made from third-party accounts. Deposits must originate from a payment account registered in the same name as the 92glo account.
Withdrawals:
- Minimum withdrawal amount: Rs 500.
- All withdrawal requests require a fully verified KYC account. Withdrawals will not be processed from unverified accounts.
- Standard withdrawal processing time is within 24 hours of request approval. VIP account holders on Gold tier and above receive expedited processing.
- Withdrawals must be made to the same payment method used for the most recent deposit unless otherwise approved by 92glo's payment team.
- 92glo reserves the right to conduct enhanced due diligence on withdrawal requests exceeding defined internal thresholds as part of its anti-money laundering compliance obligations.
Fee Policy: 92glo does not charge platform-side fees on standard deposits or withdrawals. However, your bank or mobile wallet provider may apply their own transaction fees. 92glo has no control over and bears no responsibility for third-party transaction charges.
7 Bonuses & Promotional Offers
92glo offers various promotional incentives including welcome bonuses, deposit match bonuses, free spins, cashback offers, and VIP programme rewards. All bonuses are subject to the following general terms, in addition to the specific terms communicated for each individual offer:
- Wagering Requirements: All bonus funds are subject to a wagering requirement before they may be withdrawn as real money. The specific wagering multiplier applicable to each bonus is stated in the individual offer terms. Failure to complete the wagering requirement within the applicable time limit will result in the automatic expiry and forfeiture of the bonus and any associated winnings.
- Eligible Games: Not all games on the 92glo platform contribute equally towards wagering requirements. Slots typically contribute 100% of each wager. Live dealer games, table games, and fishing games may contribute at a reduced rate or not at all. Specific contribution rates are disclosed in individual offer terms.
- Maximum Bet While Using Bonus Funds: While an active bonus balance is present in your account, a maximum bet restriction applies per individual wager. This restriction is specified in individual offer terms. Placing bets exceeding this restriction while using bonus funds may result in voiding of the bonus and related winnings.
- One Active Bonus: Only one bonus may be active at any given time. Accepting a new bonus while an existing bonus is active may cause the earlier bonus to be forfeited.
- Abuse & Misuse: 92glo reserves the right to void bonuses and reverse associated winnings if there is evidence of bonus abuse, including but not limited to: multi-accounting, coordinated wagering with other players, exploiting software errors, or systematically placing low-risk bets designed to clear wagering requirements without genuine engagement with the games.
8 Betting & Gaming Rules
All wagers placed on the 92glo platform are subject to the specific rules applicable to the product in question — sports betting, casino games, fishing games, keno draws, or live dealer tables. The following general rules apply across all wagering activity:
- Finality of Bets: Once confirmed, a bet cannot be cancelled or modified by the user unless 92glo specifically provides a cash-out or edit option for that market or game type.
- Erroneous Odds: 92glo reserves the right to void any bet placed at odds that were published due to a manifest error, technical malfunction, or data feed error. In such cases, the stake will be returned to the user's account.
- Software Malfunctions: In the event of a verified software malfunction affecting a game or betting market, 92glo reserves the right to void affected bets and return stakes. No claim may be made against 92glo for expected winnings arising from a malfunctioning game.
- Cricket & PSL Betting: Cricket betting markets, including Pakistan Super League fixtures, are governed by 92glo's sports betting rules. All cricket bets are settled based on the official result declared by the governing body of the tournament in question.
- Minimum & Maximum Stakes: Minimum and maximum bet limits apply to all markets and game types. These are displayed within the relevant product interface and are subject to change at 92glo's discretion.
9 Prohibited Conduct
The following activities are strictly prohibited on the 92glo platform. Engaging in any prohibited conduct will result in immediate account suspension, forfeiture of all balances, and where applicable, referral to relevant authorities:
- Registering more than one account per individual.
- Providing false or misleading information during registration or KYC verification.
- Using the platform if you are under 21 years of age.
- Using automated systems, bots, scripts, or any software to interact with the 92glo platform in a non-human manner.
- Engaging in match-fixing, spot-fixing, or any form of corrupt betting in connection with any sporting event available on 92glo.
- Collusion with other players to manipulate game outcomes or exploit promotional terms.
- Depositing funds derived from illegal activity or using 92glo for the purpose of money laundering.
- Attempting to reverse-engineer, hack, or compromise the 92glo platform, its software, or its security systems.
- Harassing, threatening, or abusing 92glo staff or other platform users through any communication channel.
- Exploiting known bugs or software vulnerabilities to gain an unfair advantage. Any winnings derived from exploiting a known vulnerability will be void.
10 Account Suspension & Closure
92glo reserves the right to suspend, restrict, or permanently close any account at its discretion, with or without prior notice, in the following circumstances:
- Violation of any provision of these Terms and Conditions.
- Failure to complete KYC verification within a reasonable timeframe when requested.
- Reasonable suspicion of fraudulent activity, money laundering, or match-fixing.
- Requirement to do so under applicable licensing obligations, regulatory direction, or court order.
- At the user's own request as part of a self-exclusion or responsible gambling request.
In the event of account closure due to a terms violation, 92glo reserves the right to withhold any balance pending investigation. Where the investigation concludes that no funds are owed to the user due to the nature of the violation, balances may be forfeited. In cases where no violation is found and the closure is initiated at the user's request, any verified real-money balance will be returned via the user's registered payment method after standard processing times.
11 Responsible Gambling
92glo is committed to promoting responsible gambling practices and maintaining a safe gambling environment. The following responsible gambling conditions form part of these Terms:
- Age Restriction: The 92glo platform is strictly for users aged 21 and above. No exceptions are made to this rule under any circumstances.
- Self-Assessment: 92glo encourages all users to regularly assess their gambling behaviour and use the platform's built-in tools if they feel their gambling is becoming problematic.
- Deposit Limits: Users may set daily, weekly, or monthly deposit limits from within their account settings. Limit reductions take effect immediately. Limit increases are subject to a 24-hour cooling-off period.
- Session Limits & Reality Checks: Users may configure session time alerts and mandatory session break reminders accessible from account settings.
- Cool-Off Periods: Users may request a temporary cool-off period of between 24 hours and 6 weeks. During a cool-off period, access to real-money gambling features is suspended and cannot be reactivated until the period expires.
- Self-Exclusion: Users wishing to permanently exclude themselves from the 92glo platform may request self-exclusion through live chat or by contacting [email protected]. Self-exclusion is processed within 24 hours and is irreversible for the duration of the exclusion period selected.
Responsible Gaming Reminder: Gambling should be a form of entertainment, not a source of income. Never wager money that you cannot afford to lose. If gambling is affecting your finances, relationships, or mental health, please use 92glo's self-exclusion tools or contact a responsible gambling support organisation.
More information on 92glo's responsible gambling tools and policies is available on the Responsible Gaming page.
12 Intellectual Property
All content on the 92glo platform — including but not limited to software, source code, graphic design, logos, trademarks, game interfaces, marketing content, text, and data compilations — is the exclusive intellectual property of the 92glo Operator or its licensed third-party providers.
Users are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the platform solely for personal entertainment purposes in accordance with these Terms. Nothing in this licence grants the user any ownership rights in any 92glo content. The following are expressly prohibited:
- Copying, reproducing, or distributing 92glo content without prior written permission.
- Using 92glo's name, logo, or branding in any form without authorisation.
- Reverse-engineering any part of the 92glo platform software or game logic.
13 Limitation of Liability
To the fullest extent permitted by applicable law, 92glo and its directors, employees, agents, and service providers shall not be liable for:
- Any losses arising from a user's gambling activity on the platform, including but not limited to financial losses from wagers placed.
- Interruptions, delays, or errors in platform access caused by internet connectivity issues, third-party network failures, or scheduled maintenance.
- Losses arising from unauthorised access to a user's account due to the user's failure to maintain credential security.
- Consequential, indirect, incidental, or punitive damages of any kind arising from the use of or inability to use the 92glo platform.
92glo's total liability to any user in connection with these Terms, regardless of the cause of action, shall not exceed the total amount deposited by that user in the twelve months preceding the event giving rise to the claim.
14 Privacy & Data Protection
92glo collects and processes personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an account, you acknowledge and consent to the collection, storage, and processing of your personal data as described in the Privacy Policy.
Key data practices include: collection of registration and KYC documents for identity verification; processing of transaction data for payment and fraud prevention purposes; use of session data for platform security monitoring; and communication of promotional material where consent has been provided. Full details are available in the Privacy Policy.
15 Amendments to Terms
92glo reserves the right to amend, update, or replace these Terms and Conditions at any time. Amendments will take effect from the date of publication on this page. Where changes are material, 92glo will make reasonable efforts to notify registered users via email or an in-platform notification.
It is the user's responsibility to review these Terms periodically. Continued use of the 92glo platform following the publication of any amendments constitutes acceptance of the revised Terms in their entirety. If you do not accept the revised Terms, you must close your account before the effective date of the amendments.
16 Governing Law & Dispute Resolution
These Terms and Conditions are governed by and construed in accordance with the laws applicable under 92glo's international gaming license jurisdiction. Any dispute arising out of or in connection with these Terms that cannot be resolved through 92glo's internal complaints procedure shall be subject to the exclusive jurisdiction of the courts or arbitral bodies specified under the applicable licensing framework.
Complaints Procedure: Any complaint relating to 92glo's services should be directed to the support team in the first instance via live chat or by email to [email protected]. 92glo aims to acknowledge all complaints within 24 hours and resolve them within 14 business days. If you are not satisfied with the outcome, you may escalate the matter to the relevant licensing authority dispute resolution body.
17 Contact Information
For any questions, concerns, or requests relating to these Terms and Conditions, please contact the 92glo support team through the following channels:
- Live Chat: Available 24/7 on 92glo.net — average response time under 3 minutes.
- Email: [email protected] — responses within 24 hours for standard enquiries.
Please note that email addresses on the 92glo platform are displayed for informational purposes only and are not clickable links. For fastest response, 92glo recommends using the live chat function.
Effective Date: These Terms and Conditions are effective as of January 2026 and supersede all prior versions. By using the 92glo platform after this date, you confirm your acceptance of these Terms in full.